Beebe Retirement

Welcome to

Beebe Secure Retirement Planning

Serving OH, KY, IN, TN & AR

Based in Southwest Ohio

Welcome to Beebe Secure Retirement Planning! It is our strong passion to help you have a worry-free retirement - and you can!

We believe having your retirement portfolio completely protected from stock market risk is a successful alternative to today's typical retirement plan.

You can sleep peacefully at night, knowing your retirement income is securely protected regardless of how the stock market performed today. Clients love to refer to these as their own "personal lifetime pensions". We call them peace of mind!

We design LIFETIME income for you and your spouse. Income that you cannot outlive! This totally eliminates the largest fear retirees face, the risk of running out of money!

For over 17 years, we've been helping clients successfully reach their retirement goals. During these 17 years, we've seen major financial volatility come and go, and it's still occurring today. Our clients' portfolios were 100% protected from market loss during the global financial crisis of 2008, and are now 100% protected again from the current crisis that is happening in 2022. This creates an incredible peace of mind. They did not and cannot lose one penny of their retirement money to stock market losses.

Whether you're 15 years from retirement, hoping to retire next year, or have already retired, we can help!

Contact us today to schedule your free in home visit. I'd be honored to sit down with you at your own kitchen table and show you how your retirement income can be protected, and never run out!

Together, let's plan your worry free retirement!

SERVICES WE OFFER

Rollovers

401(k), 403(b), 457, PERS and Others

IRA's

Start a new IRA or transfer an existing IRA away from market risk

Pension Rollovers

Roll your current at-risk pension into a worry-free lifetime income for you and your spouse.

Statement Reviews

We conduct in-person (in-home) annual reviews to help you clearly understand your retirement account statements.

Here are some terrific videos to help further understand fixed indexed annuities and the important role they can play in your retirement.

The first rule of investing is not to lose money.
The second rule is not to forget the first rule.

Warren Buffet Billionare Investor
And in the end it's not the years in your life that count.
It's the life in your years.

Abraham Lincoln
The question isn't at what age I want to retire, it's at what income.

George Foreman
A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.

Suze Orman
Retire from work, but not from life.

M.K. Soni

frequently asked questions

What is a Fixed Indexed Annuity (FIA) ?

An annuity in which your money is 100% protected from any market loss. Your interest growth is linked to market indexes, but never your principal. You receive positive market growth only, but never market loss.

How can I have an FIA for my retirement?

We can roll your 401k or transfer your at-risk IRA into an IRA that will be fully protected by the benefits of a fixed indexed annuity. This new IRA will continue to grow tax deferred.

You can also purchase a non-qualified (after tax) fixed indexed annuity by using savings account or CD money.

How long do I have to wait to receive income?

You can begin receiving immediate lifetime income, or wait the desired amount of years you choose. The larger your account becomes, the larger you lifetime paychecks will be.

I have an active 401k or 403B now where I work.
Can I still do a rollover?

Yes! Many companies allow what's called an "in-service distribution", meaning you are allowed to move your 401k accumulated balance even while still being employed, and while still future funding that same 401k.

Can I still withdraw some of my money if it’s protected inside a FIA?

Yes! A portion of your money is available for annual withdrawal, penalty-free.

I have CD's at my bank that are receiving very little interest.
Can I cash these out, and purchase FIA's instead?

Yes, and you have the potential to earn much higher interest.

How much are your fees?

$0. We are proud to say we are NOT fee-based advisors. We do not charge a fee to meet with us, nor do we charge "maintenance" fees to manage your portfolio. Once we've designed the right FIA plan for your retirement, the particular FIA company that we've chosen pays us a commission directly. Your money remains safely in your retirement account growing where it should be!